Our car rental insurance in Crete offers clear coverage, transparent terms, and no hidden fees. Every rental includes Third-Party Liability Insurance, Theft and Fire Protection, Personal Accident Insurance, and Collision Damage Waiver (CDW).
The standard excess is €1,000, while a Zero Excess option is available for €8 to €10 per day. Coverage also includes tyres, wheels, windows, and undercarriage damage, provided the vehicle is not used off-road.
In some cases, full insurance is already included in the rental price. If the additional €8–€10 daily cost is not mentioned in our prices or extras section, this means Zero Excess cover is already included and there is no extra charge.
In addition, although our vehicles are kept in excellent condition, we understand that small marks can happen during normal use. Even with the standard insurance option and excess, minor scratches are not treated as chargeable damage.
Another important advantage is that we do not require a credit card guarantee for your car rental. At MikeTours, we prefer to offer a more personal and trustworthy rental experience.
All prices include 24% VAT, unlimited kilometres, air conditioning, and 24/7 roadside assistance.
Drive across Crete with confidence thanks to clear, reliable, and customer-friendly car rental insurance from MikeTours.
When booking a vehicle, car rental insurance in Crete should be clear, honest and easy to understand.
At MikeTours.gr, we believe insurance must protect you — not confuse you.
For this reason, all rentals include essential coverage, transparent terms and no hidden charges.
As a result, you can explore Crete with confidence and complete peace of mind.
Every rental automatically includes comprehensive protection designed for safe and stress-free driving across Crete.
Full Insurance (CDW) reduces your financial responsibility for vehicle damage according to the rental agreement.
Standard excess: €1,000
Optional Zero Excess: €8–€10 per day (depending on vehicle category)
In many offers, Full Insurance may already be included. Our team always informs you clearly in advance.
This ensures transparency from booking to vehicle return.
Included in every rental as required by Greek law.
Covers:
Bodily injury to third parties (up to €1,000,000 per person)
Property damage to third parties (up to €1,000,000)
This guarantees strong legal protection while driving in Crete.
You are protected if the vehicle is:
Stolen
Damaged due to fire
Unlike many rental companies, our insurance also includes:
Tires
Wheels
Windows
Undercarriage damage
Insurance does not apply in cases of off-road driving.
Personal accident coverage protects:
Driver:
Loss of life: €1,000,000
Total permanent disability: €1,000,000
Partial permanent disability: €15,000
Medical expenses: €300
Passengers:
Coverage up to €500,000 (loss of life, disability and medical expenses)
If your rental car becomes unusable due to accident or covered damage:
A replacement vehicle is provided whenever possible
Maximum replacement time: 4 hours
Average response time: approximately 1.5 hours (depending on location)
Our goal is to keep your holiday uninterrupted.
Our final price includes:
24% VAT (all local taxes)
Unlimited kilometres
24/7 roadside assistance
Air conditioning in all vehicles
There are no hidden costs at pickup.
You do not need a credit card to rent a car with MikeTours.gr.
Payment can be made using cash credit or debit card.
The price you see online is the price you pay.
Small scratches can happen during holidays.
For this reason, we do not charge for minor scratches, even with basic insurance.
Our policy is based on transparency, fairness and customer satisfaction.
Insurance is not valid in the following cases:
Driving under the influence of alcohol or drugs
Serious traffic violations
Ignoring traffic signs
Off-road driving
Leaving the scene of an accident without informing the company and authorities
Loss or water damage of the vehicle key
In these cases, the renter may be held responsible for related costs.
Many car rental companies advertise low prices but add expensive extras at pickup.
At MikeTours.gr:
Insurance terms are clear
Coverage is transparent
No hidden fees apply
Support is available 24/7
You can drive anywhere in Crete — from Heraklion and Chania to Rethymno and Lasithi — knowing you are properly insured.
Is insurance included in the rental price?
Yes. All rentals include insurance coverage. Full insurance may be included or offered as an optional upgrade.
Do I need a credit card for insurance?
No, a credit card is not required.
Are small scratches charged?
No. Minor scratches are not charged.
Does insurance cover tires and windows?
Yes, unless the vehicle is driven off-road.
What happens if the car is damaged?
A replacement vehicle will be provided as quickly as possible.
With honest car rental insurance in Crete, transparent terms and local support, you can focus on enjoying your holiday.
Book your car with MikeTours.gr today and drive stress-free across Crete.
